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5 Best Travel Insurance for Parents Visiting the USA (2021)

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It’s quite obvious that everyone living in the US wants their parents to visit them. But high medical cost in the US demands tourists to get insured to cover medical and hospital bills in case they fall sick or injured during their stay.

Are you not sure which insurance is the best for parents visiting the US? Well, this blog will give you all the details, making it easier for you to make an informed decision.

Here’re the five best travel insurance plans for you:

  1. Safe Travels USA Comprehensive

Safe Travels USA Comprehensive is considered the best visitor insurance for parents arriving in the US from other countries. It is a comprehensive plan, offering medical coverage to individuals and families traveling to America. It covers medical accidents, sicknesses, emergency medical and political evacuation, mental or nervous disorders, repatriation of remains, trip interruption, baggage issues, COVID expenses, and more. The plan includes coverage for one episode of an acute onset of a pre-existing condition and includes some coverage for cardiac pre-existing conditions.

The optional upgrades include accidental death and dismemberment, athletic sports coverage, and home country coverage. The policy can be bought as little as 5 days to 364 days coverage and can be renewed further up to 2 years. Besides the benefits, the plan has its limitations and exclusions. Do check the brochure before purchasing it.

  • Atlas America®

Atlas America® is the most suitable plan for individuals traveling abroad for travel, business, study, leisure, or anything. It’s a perfect blend of dependability and flexibility. Traveling to the US can be an unpleasant experience if an illness, accident, and any emergency comes up anytime. Hence, Atlas Travel plan can be a savior in disguise!

The plan offers coverage for emergency medical and political evacuation, repatriation of remains, return of minor children, hospitalization and outpatient treatment, natural disaster, acute onset of pre-existing conditions, sports coverage, complications in pregnancy for the first 26 weeks, and crisis response.

  • Patriot America Plus®

It would help if you are always financially prepared when traveling to the US. In medical emergencies, you can lose all your money during your vacation with your family. It’s not a surprise that medical and hospital charges in the US can cost you an arm and a leg. Patriot America Plus can get you covered when you’re away from your home.

The plan meets your needs and gives you a relaxing stay abroad. It covers medical expenses, COVID-19, physician visits, urgent care, hospitalization, local emergency ambulance, emergency evacuation, political evacuation, accidental death and dismemberment, dental treatment, lost luggage, pet return, and trip interruption. Policyholders can add other rider options like, adventure sports rider, evacuation rider, and more.

  • Liaison® Travel Insurance

Liaison Travel visitor insurance plan for parents can be an important part of your travel because it protects you from medical emergencies. This policy is suitable for those who wish to travel to the US and don’t have permanent residence there. US citizens and those with dual citizenship are not eligible for this plan while traveling to US territories.

Liaison Travel has three categories- Liaison Travel Basic, Liaison Travel Choice, and Liaison Elite, with a varying policy maximum, age, deductibles, PPO network, medical benefits, and travel benefits. Optional coverage for hazardous activities and extreme sports are also present. To get the maximum benefit from this policy, read the brochure, pick out the perfect plan for your travel, and purchase it.

  • Visitors Care®

Most people don’t realize that international travel has a lot of risks, no matter even if you have your family in the US. The hospital bills are so expensive that one can most likely live-in debt for a long time. Visitor Care offers a broad range of benefits to travelers traveling to the US with different options of deductibles, policy maximum, period of coverage limit, and more.

The plan can cover home nursing care, physical therapy, prescriptions, local emergency ambulance, dental emergency, and return of mortal remains, incidental trip, COVID expenses, and more. Read the brochure to know about inclusion and exclusion.

Conclusion

Everyone can’t make out-of-pocket expenses to treat illnesses in America. Elderly parents who visit the US are subjected to different health risks, and it becomes essential to protect them against such health risks with a reliable visitor travel insurance policy.

Now when you know which plans can serve you the best, don’t wait anymore longer. If you’re planning to visit your family in the US anytime soon, get a suitable policy and enjoy peace of mind while you vacation.

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Dell Unveils AI-Enabled Laptops and Workstations for Indian Enterprises

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In India, Dell has introduced a new line of business AI laptops and mobile workstations. The Latitude 9450 2-in-1, Latitude 5450 business laptop, Latitude 7350 Detachable, and Precision 5490 are the four laptops that the brand has introduced.

These are premium offerings with cutting-edge features that are intended to usher in the AI era and increase employee productivity for businesses. Let’s examine the cost, features, and accessibility of Dell’s most recent laptop models.

Dell Latitude 9450 2-in-1 Price and Features

The world’s smallest 14-inch commercial PC, the Dell Latitude 9450 2-in-1 is intended for consultants, salespeople, and executives. The laptop is the only commercial PC in the world with a Zero-Lattice Keyboard and Haptic Collaboration Touchpad, and it has an InfinityEdge QHD+ display.

Moreover, it has Mini-LED backlighting, which is said to cut down on battery consumption on the keyboard by up to 75%. Starting at Rs 2,60,699, you can purchase the Dell Latitude 9450 2-in-1.

Dell Latitude 5450 Business Laptop Price and Features

The Latitude 5450 business laptop is a member of the 5000 series, featuring the Intel Core Ultra U-series processor that provides up to 10% more performance for web browsing, video conferencing, productivity, and content creation than their predecessor. Starting at Rs 1,10,999, this laptop is priced.

Cost and Features of the Dell Latitude 7350 Detachable

According to some, the most adaptable commercial detachable laptop in the world is the Latitude 7350 Detachable. It has a 3k resolution with ComfortView Plus to lessen harmful blue light, and it has a sleek and lightweight design. Starting at Rs 1,73,999 is its price.

Dell Precision 5490’s Features and Cost

A 14-inch InfinityEdge touch-enabled display with a 16:10 aspect ratio debuted with the Dell Precision 5490. Updates to the device that are enhanced by AI will increase productivity in business and industry applications. In India, it is priced at Rs 2,19,999 at launch.

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Lenovo and US Semiconductor Behemoths Collaborate on AI PCs

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Lenovo Group Ltd, a Chinese technology company, is collaborating with US chip giants like Intel Corp and Qualcomm Inc. to create AI PCs, or computers that have artificial intelligence built in, in response to the increasing demand for more intelligent productivity tools.

Lenovo said that these computers can automatically create artwork presentations and synthesize knowledge based on stored documents at the launch of China’s first batch of AI PCs in Shanghai on Thursday. According to Lenovo, they are appropriate for a variety of users, including scientists conducting research in Antarctica and elementary school pupils.

According to Lenovo chairman Yang Yuanqing, the second half of AI’s development begins when the technology moves from scientific discoveries to useful applications.

According to Yang, gathering user input and advancing AI technology via practical uses are crucial.

He emphasized the high processing demands of AI-enabled PCs and projected a world in which each person has a personal intelligent being that can be easily integrated into smartphones or PCs.

Market research company Canalys has forecast that about 48 million AI-capable PCs will be shipped worldwide this year, representing 18 percent of total PC sales, and the figure will top 100 million units in 2025 to account for 40 percent of total PC sales.

About half of Lenovo China’s PC products will be AI PCs in the upcoming quarter, according to Liu Jun, the company’s president of Lenovo China, and that percentage is predicted to reach 80% by 2024.

Lenovo’s recently released AI PCs come equipped with a large language model developed in-house by the company that can converse with users in a natural way, improving work, learning, and daily life.

According to Lenovo, AI PCs continuously enhance their comprehension and provide accurate, customized services by utilizing local user data.

During Lenovo’s meeting in Shanghai on Thursday, Cristiano Amon, the CEO and president of Qualcomm, stated via video that the PC industry is about to enter an exciting phase.

In addition, “Amon expressed his excitement about collaborating with industry titans like Lenovo to develop and jointly create the upcoming AI PC generation, which will provide users with intelligent, tailored experiences.”

He said the world is witnessing unprecedented innovation and application of generative AI at an accelerated pace, but the development is still in its early stages.

Thus far, a significant portion of the advancements in generative AI have been focused on the cloud, which will remain a crucial component. Nevertheless, Amon noted that generative AI is developing quickly and will soon be able to operate directly on a variety of gadgets, including smartphones, next-generation PCs, and even cars.

Lenovo and Intel are working together to provide AI-enhanced PC experiences and support a thriving AI ecosystem in China, which will contribute to the global AI landscape, according to Intel CEO Pat Gelsinger in a video address.

Furthermore, he highlighted how transformative computing technology is and predicted that AI-powered systems will become a necessary part of everyday life, helping with both mental and physical tasks.

The company’s recent action is a part of a larger effort by Lenovo to take advantage of AI opportunities through complete business transformation and improved R&D proficiency.

Prior to now, Yang has discussed the company’s new ten-year plan, which includes leading the AI revolution, accelerating transformation, creating jobs, growing exports, and promoting corporate social responsibility.

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Artificial Intelligence’s Function in Changing Worker Engagement in the Digital Age

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The emergence of the digital age has brought about a transformation in business operations and employee engagement as a result of the pervasive usage of technology in all facets of business. Businesses in the modern knowledge economy understand that employee engagement is essential to their success because it has a direct impact on customer satisfaction, productivity, and innovation. In this context, organizations are redefining employee engagement thanks to the advent of artificial intelligence (AI), which is also enabling creative methods of cooperation, communication, and productivity.

AI is redefining employee engagement, which means that workers will have greater power in the future. Artificial intelligence (AI) has the potential to significantly boost productivity and overall business performance through improving communication, offering personalized experiences, delivering predictive insights, augmenting learning and development, and fostering employee well-being. Organizations that successfully use AI to engage their will have a distinct competitive advantage in the future in the increasingly digital business environment.

Artificial Intelligence is being used in many offices as a revolutionary tool that is changing the way workers interact, communicate, and work together.

AI has the potential to transform employee engagement in the following specific areas by fostering a learning and development (L&D) culture:

Customizing the Work Experience for Employees: Artificial Intelligence helps to create a more individualized work environment by interpreting work habits, preferences, and feedback. Furthermore, organizations can raise employee satisfaction and engagement levels by tailoring benefits, development, and communication plans to the needs of their workforce.

Increasing Communication: It’s common knowledge that AI-powered chatbots provide real-time assistance, respond to inquiries, and give staff members 24/7 self-service options. AI may also analyze communication patterns to identify problem areas and recommend appropriate solutions to get rid of possible obstacles to employee productivity. It is also possible to automate regular HR tasks like payroll processing, benefit administration, and appointment scheduling. By doing this, HR specialists are able to devote more of their bandwidth to important tasks like employee engagement.

Enhancing L&D: Powered by AI, personalised training content can help transform the learning process, helping match employees’ skills, interests and professional goals more efficiently. Besides augmenting the learning experience, it empowers employees to take complete charge of their career growth.

Promoting Predictive Analytics: By discovering certain trends and patterns in employee behaviour, AI ensures organisations can proactively address issues that could impact engagement. For instance, AI could predict employees who are likely to leave the organisation, providing an opportunity for timely intervention to improve retention. What’s more, as per their skills, past performance and interests, AI could even recommend alternative career paths.

Providing Improved worker well-being: Artificial intelligence (AI) can evaluate worker well-being by examining data related to workload, stress, and work-life balance. Implementing programs that support a healthy workplace culture and provide individualised choices may also increase employee engagement levels. Research indicates that almost 70% of workers feel more at ease conversing with artificial intelligence than with people. Furthermore, AI can assist staff members in overcoming persistent obstacles by anticipating cases of burnout.

Fostering an Inclusive work Environment: AI will eventually be in a position to eliminate unconscious biases in decision-making. Employee productivity will increase and workplace happiness will increase as a result. Offices can become more efficient and raise employee satisfaction levels by encouraging a diverse and inclusive work environment.

In summary,

Artificial Intelligence has a lot of potential to redefine employee engagement. Organizations must, however, be mindful of a number of issues, including data privacy and ethics, as AI continues to advance and find new applications. Businesses using AI-powered tools must ensure sufficient transparency when using employee data and respect individuals’ privacy.

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