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Anndy Lian Interviews Pavel Matveev, CEO of Wirex: “Our industry does not respect tradition — it only respects innovation.”



The payment tech industry is growing and one of the main player in my opinion is Wirex. My name is Jenny Zheng, Cofounder of We are based in Singapore and have presence in South Korea, China and the USA. This afternoon, I have the chance to speak to the man himself, CEO of Wirex, Pavel Matveev. We have brought Anndy Lian into the house as well for this interview. He is an inter-governmental blockchain advisor, book author for “Blockchain Revolution 2030”, investor and recently took on the role as Asia CEO of DECENT Group, previously he founded the world first blockchain supply chain solutions for fast consumer goods. He will be the one posting the questions to Pavel and facilitate this discussion.

Jenny: Dear Pavel, good to meet you. Can you give an introduction of yourself?

Pavel: Hi Jenny, thank you for the interview. Hi Anndy, thanks for being here as well despite your busy schedule.

My name is Pavel Matveev. I am the co-founder and CEO of Wirex. As well as ensuring that the company is constantly pushing the boundaries of payment tech, I believe that my role includes facilitating and evangelising the mainstream adoption of distributed ledger technology across a number of industries.

Jenny: Our readers would like to know more about you, your past and current experiences or even your hobbies too. Can you share that as well?

Pavel: Sure. Before Wirex, I helped top-tier investment banks like Morgan Stanley, Barclays Capital and Credit Suisse build trading platforms and algo-trading strategies. During this time, I recognised that the cost and inconvenience of off-boarding digital currencies was an impediment to their use by both consumers and businesses, despite the latent potential in a tokenised economy. Dmitry Lazarichev and I founded Wirex to solve some of these problems and allow people to use their cryptocurrencies in everyday situations.

In my free time, I like to swim, ski and play video games. Not all at the same time!

Anndy: Impressive background. Tell us more about Wirex. We would like to know more on the progress and the future roadmap. For your information, did the PR work for OKEX during your IEO stages for the South Korea market. I was in South Korea during that period of time and we know so much about your company. How was the last 12 months for WireX?

Pavel: It’s an exciting time at Wirex and we’ve recently hit some major milestones. Over the last 12 months, we have partnered with Stellar — preparing 26 fiat-backed stable coins to revolutionise international remittance.

The Wirex Token (WXT) — our own native utility token, built on the Stellar network was also released. We then launched our next-gen, multi-currency Wirex Visa travel card in APAC.

We went on with our development work and have completely overhauled and re-designed the Wirex platform and card in early 2019, including the introduction of interbank and OTC rates for fiat and crypto exchanges respectively.

Lastly, we have received JVCEA Type II membership in Japan.

Anndy: You must have great plans ahead after obtaining the Type II membership, maybe Type I? What geographical expansion plans do you have right now?

Pavel: In terms of geographical expansion, we will begin operating in Japan, Canada and the U.S this year. We’re currently working towards acquiring our Type I Licence from Japan’s Financial Services Agency (FSA) — this will establish the platform as a legal Crypto Asset Exchange Service Provider (only 19 companies have achieved this to date) and allow us to offer our full range of services to Japanese customers.

We’re also continuing to develop our business product, including merchant offers that will allow companies to circumvent traditional payment channels run by Visa or Mastercard and Stablecoin-powered remittance.

Anndy: One reason why I stepped up to be part of a government advisor for blockchain is that I do see that there are a lot of scams in the market and it is not getting any better, depending on how you see it. Of course in my line of work, I do see many companies trying their best to navigate this unregulated space to get the best-commercialised value for their business. How do you see the blockchain and cryptocurrency market in general?

Pavel: Blockchains first use was for the movement of money, e.g. — cryptocurrency or digital currencies. I believe digital currencies are the biggest thing to happen to the financial sector since the Bretton Woods agreement. Not only do they allow for a system of money that sits outside the authority and oversight of central banks and governments but they also enable businesses and consumers to circumvent conventional financial infrastructure.

Legacy banking rails are slow and expensive; cryptocurrencies allow for near-instant transactions at a fraction of the cost, with none of the fees associated with Mastercard and Visa payment infrastructures. Even cryptos market volatility can be mitigated through the use of asset-pegged stable coins such as Dai.

I certainly wouldn’t agree that it is ‘not getting any better.’ The introduction of the 5th Money Laundering Directive (5MLD) means measures are being taken to prevent digital assets being utilised for ransomware purpose. Generally, procedures in line with the regulatory requirements of the traditional financial service sector are being implemented across the industry — an important step in a previously unregulated space.

Anndy: How do you see the term decentralisation in the blockchain space? Do you think it is feasible? Or is there a need to “re-decentralise” it, giving a new meaning.

Pavel: It is feasible. In 2019, we’ve seen a lot of existing and new DeFi (decentralised finance) projects get traction and create real value for real users. Notable examples include MakerDAO launching its multi-collateral DAI upgrade. We expect this trend to continue and are keen on supporting and cooperating with the best projects in the space.

Anndy: What is the future of blockchain? How do you visualise it? Where are the breakthroughs?

Pavel: The future of blockchain is bright, as highlighted above. I believe it has positively changed the world and there are more industries it will have an impact on.

Whether blockchain will become mainstream is a question of when, not if. Cryptocurrencies and stable coins are already revolutionising payments, lending and other areas of finance. Blockchain overall holds huge potential in other areas, too — decentralised data storage, smart contracts and so on.

The overall quality of projects in the space is consistently improving. Real-life use cases beyond investment and trading are increasing and creating real value — this trend will continue.

Jenny: We have reached the end of the interview Pavel. Can you share an inspiring quote for our readers?

Pavel: A quote I admire from another giant in the tech space is:

“Our industry does not respect tradition — it only respects innovation.”

– Satya Nadella, CEO of Microsoft.

Jenny: Yes innovation is the key to the technology industry. Thank for your time Pavel and thanks Anndy for being here with us today.

For more information about Wirex, please go to You will discover a new way to pay, giving you total control of your crypto and traditional currency, wherever you are in the world.

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Omar Choudhury Tells Us How He Helps Thousands Of His Clients Build Credible Instagram Pages



Omar Choudhury is a well-known social media strategist, digital marketer, and high-ticket closer. In the last two years alone, one of his main companies “Grow With Us Agency” has transformed the lives of over 2500+ clients worldwide. By doing so, the multi-million-dollar company has become a household name for many entrepreneurs and influencers who are looking to grow a strong following on the platform. 


Based out of Miami, the company is run by Omar, Dre, Arthur, and their amazing team of over 100+ hard-working individuals based all over the world. The company is focused on its client’s growth, both online and financially. The main USP of the business is how well they scale Instagram brands and help their clients to monetize their newfound credibility. 


The company has teamed up with some of the largest social media stars around the world, including Supreme Patty, Lele Pons, and Fivio Foreign to give back to the community. They have given away cash, PS5s, and even a car. Talk about helping people out during Covid! These giveaways allow their clients to get an opportunity to grow their following by tens of thousands of real fans all coming to their page to check them out.


Some of the largest entrepreneurs in the world use the company’s services. But Grow With Us Agency didn’t become a household name in the Instagram world by just offering follower growth. Rather the company focuses on a full range of services to ensure their client’s entire brand is fully established. Allowing their clients to also benefit from high-level engagement, access to being published on some of the biggest articles in the world, high ticket sales coaching, and a private community, the company has ensured that their clients are on a fast track to success by working with them. 

If you are looking for help in building a credible online brand, then message Omar on Instagram for further advice.

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Ace digipreneur Salman Altaf lays down the pros and cons of owning an online business.



Owner of a successful Ecommerce company named ‘Blue Cascade’, Salman shares some useful insights on the online business.

Running an online business looks seemingly easy from a distance but it requires its own set of skills. The basics though are same as running a brick-and-mortar business but there is much more to it and one has to be clear of its advantages and disadvantages before taking a plunge into it. Salman Altaf who has been in the Ecommerce business since long explains the workings of online business. He says, “online sales are expected to reach a whopping $4.5 trillion by 2021 according to experts, and that’s huge. The growing number of businesses entering the digital arena are enough proof of the fact that this business works for sure and there are many reasons for that. On the flip side, many ventures fall flat on their face and are unable to survive for long. To cut it short, there’s a humongous gap between success and failure, and these need to be addressed to have a clear picture on the online business.”

Many online ventures are unable to figure out this difference and fail miserably. To survive in this cut throat competitive industry, one must understand how to push the business to glory by drawing a clear line between what works well and what does not. One of the biggest advantages of running an online business is that it has low overhead costs and one does not have to invest heavily in a storefront which burns a hole in the pockets. Physical businesses have loads of overhead costs which can eat up your profit margins to a great extent. The second biggest advantage of having a online store is a wider reach which does not have any geographical limitations. Unlike a physical store you can reach your customer located in any part of the world. On the flip side an online store lacks the kind of credibility that a physical store enjoys and this works as one of the biggest disadvantages of having a online business. Why? Because a traditional brick and mortar store has invested time and money in building up his storefront and is accessible to the end user whereas the criteria to open a online store is almost nil and they are also not taken up as legitimate as physical stores. The lack of face to face interaction which are replaced by customer service phone numbers, emails and chats also don’t go down with customers who trust more on over the counter interactions, and this perhaps is one of the biggest disadvantages that go against an online business.

There are many pros and cons in every business that you take up but it’s up to you how to scale it to growth by applying proper methods which work in favour of the business, concludes Salman.

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‘League of Legends’ animated series is coming to Netflix



Class of Legends first animated series is coming to Netflix. League of Legends Arcane will hit the streaming service in a little while this fall, as indicated by new teaser trailer released on Monday.

The teaser might be only a few seconds long, yet it already seems to reveal a few things about what the show’s plot could incorporate. The trailer opens with a battle between Vi, Jinx, who are as of now familiar parts of the League of Legends universe, and a secretive third character who appears to skate on dividers, and another with lightning powers and some sort of staff weapon.

While they definitely knew from the series’ first teaser that it would likely be about the origins of Jinx and Vi, it appears to be this new character could be important for the explanation the two in the long run became enemies.

Alongside their story, they will likewise presumably get some backstory of Runeterra’s two contending twin cities, Piltover and Zaun — which may be the green-light soaked city they see toward the finish of the mystery. The two urban areas are fixated on innovation, yet while Piltover is a steampunk perfect world, Zaun’s unchecked experimentation led a lot more darker outcome.

In the event that the series is set around these two cities, it’s additionally conceivable they could see appearances from unmistakable characters like Viktor, Warwick, Caitlyn, or any of the other dozen or so advocate from the region.

League of Legends Arcane will be produced by Riot Games in association with Fortiche Productions, which it has worked with on a few cinematics and music videos before. The arrangement will make debut on Netflix later this fall.

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