For people who suffer from depression, their days can be filled with sadness, uncertainty, and confusion. Just the simple things that folks take for granted can be an immense struggle for one who suffers from mental illness.
Mental illness is not a friend for sure and it can rip the heart and soul out of someone and leave you lying in your own world of insanity. The old saying about a journey that has no end fits here perfectly with the addition of, not one friend will greet you along that journey.
It can isolate you from your own world and hold you captive for long periods of time until it decides to give you a brief release from your struggles. And that is how life has been for Doc Dalton.
Doc was once asked to explain mental illness in 2 lines or less to which he replied. I know the difference between jumping into bed to hide from the world and jumping out a window to leave this world. But even with all that there is hope, a chance for a calmer tomorrow and that preverbal light at the end of that exceptionally long tunnel. There is always something or someone who can make a sufferer smile and that is exactly what happened to this man known as, The Depressed Poet, Doc Dalton.
He had been hospitalized several times for his depression but on one of those times a doctor approached Doc and suggested that he try his hand at poetry. States Doc, I was not in the best of moods and for a moment I thought he was crazier than I was, but I am open minded and take into consideration I was locked in and could not leave so I said, why not. At that point he was handed a pencil and a writing pad, taken to a room, and basically was told to start writing and it was then that the light at the end of the tunnel started to shine brighter and clearer.
Out of nowhere he started writing about things he never thought of before. From the stars at night, to the sound of the oceans roar, to the passing of the breeze, the flight of a bird, a shooting star, leaves falling from a tree and all the beautiful gifts that God and the world had to offer. It was incredible claims Dalton. Another surprising thing took place as well. It was as if his mind went on a vacation. It was where all the craziness left during his time of writing, the calmness came in and made everything OK.
States Doc, I walked the floors of hell more times than I like to remember and there were a few folks who helped me through those rough times like Ray Wylie Hubbard and Darrel Scott, two of the best Americana artists out there today. Their music and words helped me greatly. And let me not forget about Irish poet, Pat Ingoldsby who was there in spirit also. Those three men write some of the best, far out stuff you could ever imagine, and it kept my mind at ease.
It is a hard journey and one that stays with you day in and day out says Dalton, but times are a bit easier these days. He continues to write and has been published a few times. He writes what he calls God poetry but does so in humorous ways as one can tell by some of the titles of his poems such as, a Shot of Cuervo and some Jesus to go, Bible and a Beer and Whiskey and a Prayer. But with those come a host of more serious ones that seem to help guide him on his path, one filled with peace and calm.
He is also the host of the podcast, The Coffee and Prayer Series. It is a Place Where a Good Cup of Coffee and Some Quiet Prayer Can Change the World. It is a peaceful show say’s Doc, where we talk about everything, including mental illness and where to get help.
So, what is in the future for The Depressed Poet, more shows, and more writing for sure and that should keep him busy while giving his mind a break. When asked about how he personally feels about his writings, Doc simply say’s this. I do not consider myself a Great writer because the truth is, I am not. I do not consider myself even a good writer because the truth is, I am not. I look at myself as a man who stumbles through his words, so he can make it through his days. It is just that simple.
Like to learn more about The Depressed Poet, visit his website at, www.docdalton.com
Meet Akshay Agarwal, the dynamic serial millennial entrepreneur planning to outstretch his reach in the F&B business in the UK
Proving his prowess as an successful entrepreneur in many different domains and niches, Akshay Agarwal explores exciting possibilities ahead.
There is no doubt in the fact that the world is taking giant strides with respect to developments and technological advancements in each and every sector of business. But at every step of dynamic changes happening in the business world, there have been inspiring and passionate entrepreneurs at the forefront driving many businesses ahead with their unique and creative ideas and strategies. These new young budding entrepreneurs have left no stone unturned in taking their respective businesses ahead in time and making a special place for themselves within the industry. Met one such astute professional and established entrepreneur sailing his way onwards and upwards in the business world through his sheer dedication, passion, vision, and resilience- Akshay Agarwal.
Akshay Agarwal is mere 30 years of age and making waves in many different diverse domains of the entrepreneurial world. He has been already tasted success as an entrepreneur in different fields including automobiles spares, NBFC, entertainment, distillery, oil and gas pipelines, and education sectors. All of these business have been widespread across the globe including markets like India, UK, Italy, Romania etc. Having completed his double masters in MBA and MSc in international business from the UK in 2012, Akshay Agarwal is now eying the potential field of the F&B industry in the UK. Being one of the most rapidly growing industries across many domains, the F&B industry in the UK has been an sought-after area looked upon by many entrepreneurs to explore and invest in. Akshay Agarwal too wants to cash in the opportunity and ignite many other possibilities leading to sustainable growth and revenue generation from the same.
Taking much inspiration from his father, Mr Anil Parkash Aggarwal, an renowned name and business personality, Akshay has already finalized one upcoming restaurant in the UK and is also looking to expand having many other outlets. The idea of quick-service restaurant (QSR) excites him more where they can focus primarily on the quality of the food being served, ensuring great levels of customers satisfaction with super-fast services and deliveries. Collaborating with his brother Anant, Akshay wants to build this niche under the roof of “Yellow Ant Hospitality” and take the F&B industry in the UK to greater heights.
We are sure of the fact that Akshay will succeed in this endeavor as well like the way he has excelled in many other fields. We do wish him all the very best going ahead.
Benefits Of Auto Repair Manuals To Home Mechanics
At the first sign of car trouble, most people drive their cars to the nearest workshop to get it fixed simply because it does seem like the most logical thing to do in most case scenarios. However, it is also undoubtedly the most expensive thing to do, although there are other alternatives. So what are these ‘other alternatives’, well it is your car auto repair manual (also known as the car repair manual or factory manual). By owning and actually going through this manual with a dash of discipline, vehicle owners have the option to reduce the overall cost of maintenance and repairs. There are quite a number of issues that vehicle owners could manage on their own with basic tools.
Regular routine services that most of us send to workshop could actually be done DIY such as oil change as all you would need is a brand new oil filter, air filter if needed, a 2 x 2 half cut tub to catch the old oil, a wrench and a jack and you will be good to go. The auto repair manuals contains everything that you need to know and all you have to do is read it and follow the instructions to save not just money, but also time as you would have it done in an hour. Car repair manuals contain diagrams of the most complex components to the most basic of information about your car such as replacing seal joints or solenoids that help vehicle owners save a significant amount of money in the long run.
However, it is not practical or even advisable to attempt repairs that involve removing the engine as they it is not only hazardous, but is also a complex process that could result in you losing more money, especially for novice mechanics. The best way to handle this is to let the pros handle major repairs as they are not only skilled for the job, but they also have all the required tools that are needed to do the job thoroughly. Even mechanics could use the auto repair manuals which are also referred to as workshop manuals occasionally to gain a better insight on the vehicle that they are working for as these manuals as mentioned earlier are specific to vehicles and accurate.
These manuals are good for workshops as they would improve bottom lines and turnaround due to the reduced man hours that improves capital cost positions, not to mention that these savings could be transferred to customers (lower prices) which add to the workshops competitive advantage. You can download pdf repair manuals on numerous websites (some offer them for free and some sites charge a minimal fee for downloads). Most of these sites offer car repair manuals for a large range of cars ranging from Ford and Oldsmobile right up to Porsche and Perodua, you name it, and it’s most likely they have it. Just Google ‘car workshop manuals’ and look for a site that suits you best.
APPLY ONLINE FOR NO CREDIT CHECK LOANS
When it comes to borrowing, many people with bad credit may get a variety of personal loans that do not require a credit check or a credit score. These no credit check personal loans are offered in return for higher interest rates. Lenders provide them because they recognize that proving repayment ability can be challenging for many families, especially during difficult circumstances.
The standard terms for no-credit-check loans are as follows:
What are the minimum and maximum amounts that no credit check loans may be used for? On the Internet, the average lender gives loans ranging from $100 to $1500; however, they sometimes promote considerably greater sums.
The interest rate is variable. These expenses may be constant or fluctuate depending on the length of the loan.
What is the maximum term of a loan? Some loans must be paid back within 10 days, while others might take up to six months. The longer the loan period, the higher the fee; a cost of 600 percent of the loan amount is not uncommon.
For instance, consider the following transaction: For every $ 50 you borrow, the lender charges a 21 percent interest rate plus a $ 9.50 “transaction fee.” If the client wants to postpone payment, a “deferral fee” of $ 25 per $ 100 is applied to the invoice.
Is it permissible?
In Canada, this sort of loan is legal, however the interest rate is limited to 60%. This formula is unlawful in Quebec since the government passed a legislation prohibiting charging interest rates more than 30%, thereby eliminating this sort of loan.
Product Manager, National Bank Financial Solutions, says, “I do not advocate this sort of loan, which requires payback within 6 to 12 months.” The rates are at least double that of typical personal loans. You may also be required to pay additional service fees. You have the option of renewing your loan before it expires, but it will be quite costly. You can deposit assets or set up direct deposit from your paycheck.”
“I wouldn’t suggest this sort of borrowing, to be honest. The interest rate is quite high, and if you miss a payment or a check bounces, the amount you owe will increase.”
“When things go wrong, consider combining your debt,” expert says. Consolidation loans are available from banks. Bankruptcy experts can assess your case and advise you on the best course of action.
Before getting into the gear, make sure you have everything you need.
If you’re thinking of getting a loan without a credit check, first check your credit score to see if you might get a standard personal loan with a cheaper interest rate. On a loan issued to someone whose credit rating does not reflect a reduced risk, lenders frequently demand a higher interest rate.
Examine the personal loan interest rates available. You could come across what looks to be a typical high-interest loan, but it would be preferable to a no-credit loan, cash advance, or anything similar. A lower interest rate implies you’ll pay less money out of pocket over the course of the loan’s term.
It is advantageous to have assets or offer collateral to verify your capacity to repay various forms of personal loans that do not require a credit check. This will provide you access to cheaper interest rates and make it easier for you to get accepted.
How to Obtain a Loan without Having Your Credit Checked
Although it may come as a surprise to some, did you know that you may apply for a loan without a credit check even if you have terrible credit? Yes, it is correct! While obtaining a traditional loan from a traditional financial institution may be more difficult, obtaining a loan online from a reputable lender is a completely other story.
If you’re in a tight financial spot and need some assistance, consider applying for a loan without a credit check. It may be your own personal miracle!
First and foremost, have you thoroughly investigated if you are eligible for a bank loan? Certain situations may appear to be worse than they are, and hence your request may not be denied. Keep in mind that no credit check online loans generally have high interest rates, stringent restrictions, and short payback periods. A conventional bank loan should still be your first choice if you qualify.
Furthermore, there are several mobile applications and websites available that allow you to check your credit score on your own without damaging it. I mean, it won’t harm to have a peek, right?
ARE YOU AWARE OF YOUR CREDIT SCORE?
It’s not necessary to have a “poor” credit score to have trouble getting a loan from a traditional bank. If you have a “bad credit history,” or if you have little or no credit history, getting a bank loan might be nearly difficult! In these instances, apply online for no credit check loans may be a better alternative. To issue your loan, a safe online lender does not need to look at your credit history.
Regardless of whether you have a poor credit rating or none at all, understanding where you stand is critical. Not only can knowing your score assist you in conversations and negotiations with possible lenders, but it will also inform you whether you qualify for a traditional bank loan. A traditional bank loan has superior interest rates, conditions, and payment periods. To put it another way, you generally save money by going to the bank (when the latter is a possibility, of course).
Let’s have a look at the figures. Your credit score will generally fall anywhere between 300 and 850. Anything below 669 is deemed acceptable, mediocre, or awful when asking for a loan. Over 700, the quality ranges from high to outstanding. You could seek for a loan organization that doesn’t demand verification based on your credit score.
GET IN TOUCH WITH A BANK OR A LENDER
Do you need a loan urgently but have terrible credit or no credit history? Don’t be concerned. If you wish to show your financial responsibility in other ways, such as your employment or present income, you can contact a financial institution or a lender directly.
Today, a growing number of lenders in Quebec are willing to analyses your risk as a borrower using alternative methods and data. The majority of this data, such as job and income, is not shown on your credit report. Rather, lenders who do not do a comprehensive credit check are more likely to evaluate your loan application if they look at your entire file.
You enhance your chances of receiving a loan by applying for one through a safe online lender, especially if you have a terrible credit history. Knowing your credit score will help you discover lenders that will consider a variety of criteria, such as your debt-to-income ratio and payment history. You will be able to receive better rates and conditions for your loan if you select the lender that best matches your demands.
You may educate yourself online to identify which components play a role in the decision-making process if you want to know what criteria the various lenders evaluate. This will give you a better sense of if credit score is taken into account and whether you will be able to obtain a loan without a credit check.
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