How Alternative Financing Has Improved the Lending Process
The good old days actually weren’t so great when it came to high-quality purchasing options.
Before the internet changed everything, what choices were available? You had a few, and none of them was great: cash, in-store cards, regular credit cards, layaway, and personal loans from a bank or credit union (for larger purchases like a riding lawn mower or a beach vacation).
Those personal loans were a chore to secure because the approval process took several days to complete. Same with credit cards, for which you’d apply with a written form and wait to get a decision back in the mail. You might end up losing interest in the product you were considering during the wait and opt to forgo the personal loan or never utilize the credit card. Layaway payments (never a great option) might get canceled.
There were roadblocks in the purchasing process, for sure. Time, effort, risk, and the reality of making a significant commitment (for a personal loan especially) were major factors that mitigated completing a purchase.
A new, better option now exists. With the emergence of alternative financing options like Credova, all of those aforementioned barriers have been greatly reduced. You simply can’t overstate how many options are available for completing financing contracts faster — with no risk and greater transparency in the approval and financing, no less — for savvy customers in 2020.
All About You
In business today, it’s all about you — the consumer. If a retailer doesn’t have a product that can benefit you, that company won’t be in business long. Now, with full-spectrum lending options like Credova, approvals can be extended to customers with troubled credit all the way up to those with a pristine score of 850.
Purchasing with Credova couldn’t be easier. Imagine you’re shopping online and you see a button that says you can pay $20 per month instead of $400 up front, with no hard credit check required and only a few key pieces of information to enter into the system for approval. Credova has reduced the time to minutes instead of days for approvals, has neutralized the risk (you won’t hurt your credit to apply), and has given you the opportunity to improve your credit when you make payments on time.
And what about commitment? With alternative financing, you can often choose the length of your financing term, such as 90 days with no interest. You can even buy out early. So many options, and none with pre-payment penalties you might endure if you were to borrow from a bank.
Here’s another characteristic that makes Credova great: Credit score isn’t everything, as Credova considers more than 50 unique data points when you apply. Beyond favorable rates, another major benefit is simply the ability to access financing. Traditionally, good financing was just for those with higher credit. Credova extends financing to a wider customer base, which gives you the chance to make the purchases you want and need.
All Good Things
Credova has taken a process of delayed gratification and made it more instant. We’ve reduced the time between the initial purchase decision and its conclusion, increasing the likelihood of a successful sale. And we’ve extended more favorable terms to consumers like you than traditional banks or lenders have the ability to.
Many markets have yet to bring financing practices up to current standards for customers. Mortgages, car loans, student loans — these industries all employ dated practices that are arduous, time-consuming, and extremely inflexible. The time, effort, risk, and commitment to each of these types of loans is significant. That’s why the future for alternative financing is so exciting, as it will be branching into these outdated markets and disrupting the status quo.
While the future is bright, so is the present. More options for you, the buying customer, is a good thing. The ability to build credit, and the ability to make the purchases you want and need, are also good things. Credova facilitates all this while reducing the time you spend, so it’s less stressful and more seamless than any other purchasing option.
What are you waiting for? Join the thousands of satisfied customers who trust Credova with their important purchases every day.
Entrepreneur and marketing guru, George Elia, has been consistently behind the scenes pushing buttons behind some of the largest brands/name on social media.
Originally from Lebanon, began his industry rise dating back in 2017, where he was a key member and mentor for some record labels,
George, was influential to the development of several artists on the label, along with many others, helping guide and support careers of artists like, Diego money , Doe Boy, Guap Tarantino, Trap Manny, and many more.
Executive to Marketing Guru and Branding Expert.
George, has been apart and responsible for bringing some of the best new products and entertainment to the eyes of Millions of social media users.
.“We’ve perfected our system, and the results prove it”
The Importance of Pocket Your Dollars Money Solutions and Expert Financial Advice
You may earn a lot of money, but when it comes to investment, not everyone knows the ins and outs of their overall finances. This is where Pocket Your Dollars money solutions come into picture. Read on to understand why financial advice from experts like them is necessary.
There is a thought “Only rich people need financial advice from experts”, but it’s not true. Financial advice from experts is very important if you have a growing business or even a start-up because expert financial advisors have good experience and knowledge in the field. Their experience helps you to build and protect your assets. There are many such services that you can hire. To make your investments fully secured for a longer period it is very beneficial to take financial advice from experts. Here are 5 rewarding reasons to get financial advice from experts.
- For Your Family’s Protection
The very first financial planning one has to decide is life insurance. There are many life insurance plans available in the market. Some are very good, while some are average and some are ideal. The main reason why there are many options is because there are various such life situations. Since every individual situation is different, an expert can tell you which life insurance policy perfectly fits your needs.
Each life situation is different, for example, you are single or married, you are retired, or have a young family. They can help you find appropriate plans. They carefully study your life situation and provide the best feasible options for you and your family.
- Plan for Saving and Spending
For building assets, you require long-term security. At first, you have to pay for your emergencies and then for holidays and luxuries, as it doesn’t make any sense if it was the other way around. Step one should be to start saving and controlling your spending habits. You should be free from debts. You can check out Pocket Your Dollars and hire them to help you clear your debts with proper planning. Step two is to plan the saving patterns to build a wealthy lifestyle efficiently and effectively. The financial expert understands your whole situation properly and guides you through the right path towards a victorious future.
- Secure Your House
Purchasing a house is the costliest decision you ever take in your life. Financial experts often help you save many thousands of dollars and wait for the best time when the interest rates are best for you so that you’ll never have to borrow few dollars from here and there when you are purchasing a house.
- Investment Goals
Many Americans think about early retirement.Whatever your goals are, a financial expert advises you accurately to evaluate what can be possible. After that, the expert creates an effective plan for you to achieve your investment goals.
- Peace of Mind
If you are searching for a financial solution on the internet and doing all the work by yourself, then it can cost you time. To find the optimal solution, you have to study each aspect. Since the financial expert can do it in no time, you have peace of mind.
It doesn’t matter how much money you have or how old you are, you need a financial expert to ensure a secure financial future.
Tanner VanValkenburg’s Path to Becoming A Well-Known Entrepreneur
Tanner VanValkenburg is an Entrepreneur that focuses on Marketing, Consulting and Brand Management. As an rising entrepreneur, Tanner has credited aligning himself with powerful and knowledgeable mentors as his foundation for success and reaching his vision.
VanValkenburg has developed an immense social media following with a Facebook account that was verified by the platform and an Instagram following of 140,000+ as it is still growing!
When asked about Tanner’s next big move as an entrepreneur he highlighted, “leaning into the authentic and vulnerable aspects of myself and the world,”. He continued by saying he feels every move made should be more about “acquiring knowledge and gaining experience”.
As an entrepreneur, sometimes it can be difficult to receive your first client or build trust with them. For Tanner VanValkenburg there is a simple answer, “authenticity”. It has been what “separated” him from other competitions and kept him afloat in the industry the longest.
One of the best parts of the career path Tanner chose, is “the financial freedom to travel the world, meet new people, try new things, and have new experiences,” he mentioned. He continued with, “I have been able to avoid the typical 9-5 and been able to live and give exceptionally,”.
VanValkenburg was born in Nampa, Idaho and raised by “humble and driven” parents who taught him that hard work and honesty were the keys to success. Along with that, advice he had for any young entrepreneur is to “stay centered and focused while you pursue the greater dream, the greater vision,”.
For more updates on this rising Entrepreneur, Tanner VanValkenburg see more below:
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