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BarterUnit – The first full-spectrum privatized community currency system with an embedded Universal Basic Income (UBI) program, aiming to change the status quo meaning of money

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Have you heard of the BarterUnit app? If you’re an individual experiencing a shortage in cash, and you’re willing to participate in an economic revolution, to change the status quo meaning of money, then perhaps this app is for you.

The BarterUnit app was created by Phillip H. Perez, an entrepreneur in California fed up with government policy negligence and taking action to tackle poverty independently. Perez’s goal is to provide the American people with an alternative source of capital that financially protects and provides economic security and freedom for every citizen.

“Until Washington policymakers can situate, correct and create policies that protect the American people from usury, corporate greed, and political corruption while simultaneously creating and sustaining an economy that works for everyone, we’re offering the Barter Unit,” says Perez.

So, what exactly is it? Its’ actually quite revolutionary when you think about it. Let me explain. First, it’s an all-in-one community currency, payment system, and marketplace platform. The community currency referred to as the ‘Barter Unit’is privatized digital money that can be used to purchase and trade goods, services, and unwanted items in a community-exchange marketplace platform. In short, it’s digital money that acts as an alternative form of currency, which can be used exclusively on the BarterUnit app, with other BarterUnit members. Pretty cool, right? But wait, it gets even better. Barter Units are offered free to all Americans in the form of a Universal Basic Income (UBI) program.

“Think of the UBI program as an extra source of capital – without the capital constraints, to help get you through hard economic times,” says Perez.

“The UBI program, will create an opportunity for small business to grow, it will create an opportunity for innovators to emerge and it will give more negotiating power to workers, just to say the least,” says Perez.

So, how does one obtain this free digital money? Here’s how; the anti-poverty experiment offers Americans a Universal Basic Income (UBI) program, giving away absolutely free, 1000 Barter Units per month, per qualified individual, to help people meet their basic needs and improve living standards. That’s right, absolutely free! As long as you’re over 18 years of age, a U.S. citizen, and can provide two forms of government identification, you qualify to receive the Barter Unit UBI benefits.

Money is scarce, and the UBI program is specifically designed to be an alternative form of currency that runs parallel with the national currency and to ultimately help people live better lives – through the process of social-economic collaboration,” says Perez.

The UBI program will launch on May 1st, 2020. Access to UBI registration will be available via the Barter Unit website on May 1st, 2020. However, the app is available to download now on the Apple Store and GooglePlay Store.

“I recommend people download the app to familiarize themselves with the embedded payment system. It enables users to make cost-free peer-to-peer and business payment transactions,” says Perez.

What is the value of each Barter Unit? It’s fairly simple, each barter unit has an equivalent value of $1 U.S. dollar. For example, if you acquire 20 barter units, then you would have a $20 value in barter units to trade or make purchases with other BarterUnit members, exclusively within the BarterUnit community.

So how does it work and how does one join? Simply download the app, its available on the Apple Store and GooglePlay Store. Register and accept the Terms of Service. Then go to www.barterunit.com and apply for the Universal Basic Income (UBI) program. The process is relatively easy, straightforward and secure. Once you have successfully signed up for the UBI benefits, and approved, you will receive your benefits every 1st of the month. Your benefits will automatically be distributed into your digital wallet – via the app. That’s it! Easy right? I mean seriously, what would you do with 1000 Barter Units per month?

Perez is determined to help the financially disadvantaged and overall to help people feel socially relevant in a current broken and disproportionate economy. Perez is adamant to establish a new system of purchasing and trading power for the American people. A debt-free system, free from government intervention, corporate greed, and political corruption.

“As long as BarterUnit LLC has a vision and the resources to help people prosper, we will not stand idly by while greedy corporations and banks extract the American earnings, placing them in an endless cycle of debt. We will not be complicit in supporting greedy corporations, quick payday loans, and banks that continue to take advantage of the American people. We just will not!” says Perez.

The BarterUnit LLC establishment will be America’s first full-spectrum privatized community currency system with an embedded Universal Basic Income (UBI) program. Perez hopes that people realize the economic importance of the Barter Unit concept and adopt itas a sustainable and alternative money flow method.

“Participation is important! The more people who adopt the Barter Unit as an alternative form of currency, the more economically valuable the Barter Unit becomes,” says Perez.

“Working a basic job, should not be a method to channel money to the economy or at least not the only method to channel money to the economy. We need to implement an additional money flow mechanism – a UBI mechanism,” says Perez.

SUMMARY:

So, what are the key factors here?

  • Phillip H. Perez is the creator of the BarterUnit LLC establishment.
  • The company is offering a privatized community currency and a Universal Basic Income program – independently from government.
  • The Barter Unit is a privatized community digital currency designed to give people alternative purchasing power and to ultimately help people get through hard economic times.
  • The BarterUnit establishment is offering 1000 Barter Units per month (12,000 Barter Units per year) to every qualified American.
  • The UBI program is set to launch on May 1st, 2020.
  • You must first download the app and register for the UBI program, via their website.
  • This will be America’s first full-spectrum privatized complementary currency system with an embedded Universal Basic Income (UBI) program.
  • Social Economic Collaboration: Participation is an important key factor.
  • The app enables users to make cost-free, peer-to-peer and business payment transactions.

Hannah Barwell is the most renowned for his short stories. She writes stories as well as news related to the technology. She wrote number of books in her five years career. And out of those books she sold around 25 books. She has more experience in online marketing and news writing. Recently she is onboard with Apsters Media as a freelance writer.

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Meet Akshay Agarwal, the dynamic serial millennial entrepreneur planning to outstretch his reach in the F&B business in the UK

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Proving his prowess as an successful entrepreneur in many different domains and niches, Akshay Agarwal explores exciting possibilities ahead.
There is no doubt in the fact that the world is taking giant strides with respect to developments and technological advancements in each and every sector of business. But at every step of dynamic changes happening in the business world, there have been inspiring and passionate entrepreneurs at the forefront driving many businesses ahead with their unique and creative ideas and strategies. These new young budding entrepreneurs have left no stone unturned in taking their respective businesses ahead in time and making a special place for themselves within the industry. Met one such astute professional and established entrepreneur sailing his way onwards and upwards in the business world through his sheer dedication, passion, vision, and resilience- Akshay Agarwal.
Akshay Agarwal is mere 30 years of age and making waves in many different diverse domains of the entrepreneurial world. He has been already tasted success as an entrepreneur in different fields including automobiles spares, NBFC, entertainment, distillery, oil and gas pipelines, and education sectors. All of these business have been widespread across the globe including markets like India, UK, Italy, Romania etc. Having completed his double masters in MBA and MSc in international business from the UK in 2012, Akshay Agarwal is now eying the potential field of the F&B industry in the UK. Being one of the most rapidly growing industries across many domains, the F&B industry in the UK has been an sought-after area looked upon by many entrepreneurs to explore and invest in. Akshay Agarwal too wants to cash in the opportunity and ignite many other possibilities leading to sustainable growth and revenue generation from the same.
Taking much inspiration from his father, Mr Anil Parkash Aggarwal, an renowned name and business personality, Akshay has already finalized one upcoming restaurant in the UK and is also looking to expand having many other outlets. The idea of quick-service restaurant (QSR) excites him more where they can focus primarily on the quality of the food being served, ensuring great levels of customers satisfaction with super-fast services and deliveries. Collaborating with his brother Anant, Akshay wants to build this niche under the roof of “Yellow Ant Hospitality” and take the F&B industry in the UK to greater heights.
We are sure of the fact that Akshay will succeed in this endeavor as well like the way he has excelled in many other fields. We do wish him all the very best going ahead.

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Benefits Of Auto Repair Manuals To Home Mechanics

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At the first sign of car trouble, most people drive their cars to the nearest workshop to get it fixed simply because it does seem like the most logical thing to do in most case scenarios. However, it is also undoubtedly the most expensive thing to do, although there are other alternatives. So what are these ‘other alternatives’, well it is your car auto repair manual (also known as the car repair manual or factory manual). By owning and actually going through this manual with a dash of discipline, vehicle owners have the option to reduce the overall cost of maintenance and repairs. There are quite a number of issues that vehicle owners could manage on their own with basic tools.

Regular routine services that most of us send to workshop could actually be done DIY such as oil change as all you would need is a brand new oil filter, air filter if needed, a 2 x 2 half cut tub to catch the old oil, a wrench and a jack and you will be good to go. The auto repair manuals contains everything that you need to know and all you have to do is read it and follow the instructions to save not just money, but also time as you would have it done in an hour. Car repair manuals contain diagrams of the most complex components to the most basic of information about your car such as replacing seal joints or solenoids that help vehicle owners save a significant amount of money in the long run.

However, it is not practical or even advisable to attempt repairs that involve removing the engine as they it is not only hazardous, but is also a complex process that could result in you losing more money, especially for novice mechanics. The best way to handle this is to let the pros handle major repairs as they are not only skilled for the job, but they also have all the required tools that are needed to do the job thoroughly. Even mechanics could use the auto repair manuals which are also referred to as workshop manuals occasionally to gain a better insight on the vehicle that they are working for as these manuals as mentioned earlier are specific to vehicles and accurate.

These manuals are good for workshops as they would improve bottom lines and turnaround due to the reduced man hours that improves capital cost positions, not to mention that these savings could be transferred to customers (lower prices) which add to the workshops competitive advantage. You can download pdf repair manuals on numerous websites (some offer them for free and some sites charge a minimal fee for downloads). Most of these sites offer car repair manuals for a large range of cars ranging from Ford and Oldsmobile right up to Porsche and Perodua, you name it, and it’s most likely they have it. Just Google ‘car workshop manuals’ and look for a site that suits you best.

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APPLY ONLINE FOR NO CREDIT CHECK LOANS

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When it comes to borrowing, many people with bad credit may get a variety of personal loans that do not require a credit check or a credit score. These no credit check personal loans are offered in return for higher interest rates. Lenders provide them because they recognize that proving repayment ability can be challenging for many families, especially during difficult circumstances.

The standard terms for no-credit-check loans are as follows:

What are the minimum and maximum amounts that no credit check loans may be used for? On the Internet, the average lender gives loans ranging from $100 to $1500; however, they sometimes promote considerably greater sums.

The interest rate is variable. These expenses may be constant or fluctuate depending on the length of the loan.

What is the maximum term of a loan? Some loans must be paid back within 10 days, while others might take up to six months. The longer the loan period, the higher the fee; a cost of 600 percent of the loan amount is not uncommon.

For instance, consider the following transaction: For every $ 50 you borrow, the lender charges a 21 percent interest rate plus a $ 9.50 “transaction fee.” If the client wants to postpone payment, a “deferral fee” of $ 25 per $ 100 is applied to the invoice.

Is it permissible?

In Canada, this sort of loan is legal, however the interest rate is limited to 60%. This formula is unlawful in Quebec since the government passed a legislation prohibiting charging interest rates more than 30%, thereby eliminating this sort of loan.

Product Manager, National Bank Financial Solutions, says, “I do not advocate this sort of loan, which requires payback within 6 to 12 months.” The rates are at least double that of typical personal loans. You may also be required to pay additional service fees. You have the option of renewing your loan before it expires, but it will be quite costly. You can deposit assets or set up direct deposit from your paycheck.”

“I wouldn’t suggest this sort of borrowing, to be honest. The interest rate is quite high, and if you miss a payment or a check bounces, the amount you owe will increase.”

“When things go wrong, consider combining your debt,” expert says. Consolidation loans are available from banks. Bankruptcy experts can assess your case and advise you on the best course of action.

Before getting into the gear, make sure you have everything you need.

If you’re thinking of getting a loan without a credit check, first check your credit score to see if you might get a standard personal loan with a cheaper interest rate. On a loan issued to someone whose credit rating does not reflect a reduced risk, lenders frequently demand a higher interest rate.

Examine the personal loan interest rates available. You could come across what looks to be a typical high-interest loan, but it would be preferable to a no-credit loan, cash advance, or anything similar. A lower interest rate implies you’ll pay less money out of pocket over the course of the loan’s term.

It is advantageous to have assets or offer collateral to verify your capacity to repay various forms of personal loans that do not require a credit check. This will provide you access to cheaper interest rates and make it easier for you to get accepted.

How to Obtain a Loan without Having Your Credit Checked

Although it may come as a surprise to some, did you know that you may apply for a loan without a credit check even if you have terrible credit? Yes, it is correct! While obtaining a traditional loan from a traditional financial institution may be more difficult, obtaining a loan online from a reputable lender is a completely other story.

If you’re in a tight financial spot and need some assistance, consider applying for a loan without a credit check. It may be your own personal miracle!

First and foremost, have you thoroughly investigated if you are eligible for a bank loan? Certain situations may appear to be worse than they are, and hence your request may not be denied. Keep in mind that no credit check online loans generally have high interest rates, stringent restrictions, and short payback periods. A conventional bank loan should still be your first choice if you qualify.

Furthermore, there are several mobile applications and websites available that allow you to check your credit score on your own without damaging it. I mean, it won’t harm to have a peek, right?

ARE YOU AWARE OF YOUR CREDIT SCORE?

It’s not necessary to have a “poor” credit score to have trouble getting a loan from a traditional bank. If you have a “bad credit history,” or if you have little or no credit history, getting a bank loan might be nearly difficult! In these instances, apply online for no credit check loans may be a better alternative. To issue your loan, a safe online lender does not need to look at your credit history.

Regardless of whether you have a poor credit rating or none at all, understanding where you stand is critical. Not only can knowing your score assist you in conversations and negotiations with possible lenders, but it will also inform you whether you qualify for a traditional bank loan. A traditional bank loan has superior interest rates, conditions, and payment periods. To put it another way, you generally save money by going to the bank (when the latter is a possibility, of course).

Let’s have a look at the figures. Your credit score will generally fall anywhere between 300 and 850. Anything below 669 is deemed acceptable, mediocre, or awful when asking for a loan. Over 700, the quality ranges from high to outstanding. You could seek for a loan organization that doesn’t demand verification based on your credit score.

GET IN TOUCH WITH A BANK OR A LENDER

Do you need a loan urgently but have terrible credit or no credit history? Don’t be concerned. If you wish to show your financial responsibility in other ways, such as your employment or present income, you can contact a financial institution or a lender directly.

Today, a growing number of lenders in Quebec are willing to analyses your risk as a borrower using alternative methods and data. The majority of this data, such as job and income, is not shown on your credit report. Rather, lenders who do not do a comprehensive credit check are more likely to evaluate your loan application if they look at your entire file.

You enhance your chances of receiving a loan by applying for one through a safe online lender, especially if you have a terrible credit history. Knowing your credit score will help you discover lenders that will consider a variety of criteria, such as your debt-to-income ratio and payment history. You will be able to receive better rates and conditions for your loan if you select the lender that best matches your demands.

You may educate yourself online to identify which components play a role in the decision-making process if you want to know what criteria the various lenders evaluate. This will give you a better sense of if credit score is taken into account and whether you will be able to obtain a loan without a credit check.

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